Attention homeowners in Ellicott City and Howard County: Get an Appraisal today!

See the top seven reasons why MD homeowners call on Professional Appraisal Services, LLC. of Maryland:

  1. To get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
  2. Challenge Howard county's assessment of your property
  3. To lower their monthly mortgage payment by removing PMI
  4. Reinstate your Home Equity Line of Credit (HELOC)
  5. Review a different appraiser's report for verification
  6. If real estate property needs to be divided because of a divorce
  7. To determine the true market value of real estate in question to settle an estate

Do you own a home in or near Ellicott City? Do you need help deciding the value of your real estate?
Contact Professional Appraisal Services, LLC. of Maryland.

We at Professional Appraisal Services, LLC. of Maryland understand the unique needs of a homeowner in need of appraisal services. Our usual business clients are used to the appraisal process and the standard documents we provide. As our valued client, we'll be sure you get extra guidance and explanations through the appraisal process to understand what we do and how we report the results of our analysis.

Pre-listing Services/For Sale By Owner (FSBO)

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. The professional appraisers at Professional Appraisal Services, LLC. of Maryland will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your house will attract interested buyers, a professional appraisal is very valuable as a negotiating tool once you have a likely buyer. It gives you something tangible to show the buyer. It's an independent third party's opinion of your property's price, and not just how much your home is worth. Interested buyers assume you have an emotional attachment to your house and will be more likely to give credibility to a professional appraiser's value judgement than yours.

PMI Removal Appraisals

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is an attractive money saver for homeowners. Once your mortgage loan amount is less than 80% of the value of your house, in most cases you can apply to the lender to have the PMI canceled from your loan, which will make your monthly payments go down. At Professional Appraisal Services, LLC. of Maryland, we're qualified in helping homeowners just like you rid yourselves of unwanted PMI insurance.

Challenge a property tax assessment

If you live in a region that is declining or is not appreciating as much as other houses close to yours, your local tax assessor may have your house overvalued. That only means you are most likely paying more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better off you'll be. When challenging your property tax assessment, getting an expert appraisal from Professional Appraisal Services, LLC. of Maryland is your number one weapon.

Was your HELOC recently frozen?

If your house is in a declining area, your lender might choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be annoying from a cash flow angle, but it can be damaging to your credit score since it may appear as though that credit line is maxed out. Professional Appraisal Services, LLC. of Maryland can help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Have you just been handed a copy of your appraisal and you would prefer to have a veteran appraiser double-check it for verity or do you need a second opinion without the added expense and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comparables. If you're in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal report you may have in your possession. While typically requested by banks, you may want to make use of this service if you suspect mortgage fraud related to your home.